Lending

INTEREST RATES ARE BASED ON APPROVED CREDIT ON SCORES 751 OR HIGHER
Signature (Unsecured)

 10% APR $5,000 Limit
Maximum term 48 months
Share covered loans 3.0% for 6-36 months
4.0% for 37-48 months 
 
New Cars, (2020 to 2021 ) 1.74% APR for 36 months
1.74% APR for 48 months
1.94% APR for 60 months
2.09% APR for 66 months(over $20,000)
2.24% APR for 72 months (over $20,000)
2.74% APR for 84 months (over $25,000)
 
Used Cars
(2019 and older) 		1.94% APR for 36 months
1.94% APR for 48 months
2.24% APR for 54 months
2.69% APR for 60 months(over $12,000)
3.64% APR for 72 months(over $20,000)
 
 

NEW VEHICLES - 100% of MSRP plus tax, license, service contract, and doc fee.

USED VEHICLES - Middle Blue Book including options, adding or subtracting for mileage plus tax, license, service contracts, and doc fee.

Call for rates on RV, boat and motorcycle loans 

All RV, boat and motorcycle loans are 100% of list price on new and middle book on used, plus tax, license, DOC and warranty. 

 

Vehicle refinances within the credit union must be for payoff plus $3,000.00

FULL COVERAGE INSURANCE MUST BE CARRIED ON ALL SECURED LOANS. MAXIMUM DEDUCTIBLE $750.

Signature loan refinances within the credit union must be for payoff plus $1000.00

Rates subject to change without notice